![]() ![]() Others, like groceries and entertainment expenses, will be estimates. ![]() Some of these costs, like rent and car payments, will be specific numbers. Once you’ve figured out how much money you’re bringing in each month after taxes, you’ll need to figure out how much you need to spend on your monthly expenses. Step 2: How to determine and enter monthly expenses You can also use this section to add a second income if you’d like to create a joint budget. If you have additional income such as a side hustle, or you receive child support, alimony, or other supplemental income, add that monthly amount under Other Income. If the last 3 months were unusually high or low, add up all your deposits for the past year instead and divide by 12 to get a better average. Enter that amount in the budget calculator. If your income changes from month to month, add up your total monthly deposits for the last 3 months and divide that number by 3 to get a baseline monthly estimate.If you get paid every other week, multiply your take-home amount by 26 for the number of checks you get each year, and then divide by 12 to get your monthly take-home pay.If you get paid twice a month, add the take-home amount of your two checks together and enter that amount.If you get paid a regular check once a month, enter your net income after deductions each paycheck.To determine what to enter under Salary/Wages in the budget calculator, follow these steps: Remember, this is the amount you can spend every month, so be sure to use your net income - which is the money you’re left with after taxes and deductions for things like health insurance and your 401(k), not your gross income, which is your total pay before any deductions. Ready to get started? To use our monthly budget calculator, first you need to figure out your monthly income. This page may contain affiliate links and when you click them you support Paper Trail Design.Build your budget in 3 easy steps Step 1: How to figure out your monthly income It is much cheaper than I have found in stores and has a good thickness for most projects without being so thick that it jams the printer. For cardstock I really like this card stock paper on amazon. ![]() For regular copy paper this 5 ream case of paper is one of the better deals. I often get asked what paper I recommend. Visit Brittany Paper Trail Design’s profile on Pinterest. Weekly Meal Planner – Use this meal planner to plan a week worth of meals and make a grocery list.Ĭoordinating Planner Printables – Use these coordinating printables to make a planner. Grocery List Printable – Use this grocery list with the meal planner for quicker trips to the store. Printables from Paper Trail Design are for personal use only. I find it easiest to first click on the image to enlarge it, then drag and drop the image to my desktop, then print it from there. ![]() Monthly Menu Plan Template 2 (double lines)įor best results, download the image to your computer before printing.Click these links to print the monthly meal planner printables I don’t remember ever being hungry so her strategy must have worked. When I was younger my mother made monthly meal plans because we were on a tight budget. The great thing about planning an entire month is that you can easily turn around and use the same monthly meal planner again the next month. Use our monthly menu planner printable to plan an entire month worth of meals. Use our free printable monthly meal planner template to plan a whole month worth of meals.įree Printable Monthly Meal Planner Template ![]()
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